3. * Hotel reserves the right to refuse a credit card authorization as a valid method of payment for same day bookings or authorizationWyndham Hotel and Resorts offers a 15% discount per night at almost 9,000 Wyndham Hotel Group hotels. Create professional documents with signNow. Log in to the editor with your credentials or click on Create free account to evaluate the tool’s features. The credit card authorization form is an official document. Updated May 31, 2022. Step 2 – The day’s date should be submitted at the top. We offer a complimentary breakfast buffet, 24 key card access to the fitness center, 24 hour business center. If you need information for an upcoming Stay, please use our convenient Contact Us form (may open in a new tab or window). It is insufficient to easy reserve an chamber with a financial card and expect the credit card to be able to also pay for an leeway komme time to check out. You can book a hotel room without a credit card by using a debit card in most cases. Benefits: Wyndham Rewards Gold status, which includes free Wi-Fi, preferred room selection and late checkout. Please fax the completed form to the hotel. A Wyndham Hotel credit card authorization input is an standard Third Party Authorization Form often to verify Reservations made at Welcome Hotels. Go through the instructions to find out which data you need to provide. Ring - 785-625-1101. Steps to find the Phone Number for a specific Hotel or Resort. With thousands of hotels in more than 95 countries, Wyndham Hotels & Resorts has a growing global footprint. ”. All form will provide an avenue up report the payment information for the Credit Card that will be charged for the Reservation, the Identity concerning the Caller plus the Cardholder, and where and. Easily sign the wyndham hotel card with your finger. Traditionally, hotels would require guests to fill out a paper credit card authorization form and provide a cardholder signature upon check-in. Please use this form to let us know. Best Western Plus Belize Biltmore Plaza. Typically, you cannot make a hotel reservation with cash, a personal check or a money. HOUSEKEEPING SERVICE Our unmatched collection of iconic hotel brands delivers the experiences everyday travelers want however they choose to travel. Find a Howard Johnson Hotel Location; How to Write. A Windham Hotels loan cards authorization form will a standard Third Party Authorization Form used to verify Reservations made at Windham Holiday. Press the green arrow with the inscription Next to move on from one field to another. All air-conditioned rooms feature a 32" flat-screen TV and free local calls. com. , food. Step 2 – Enter the name of the individual you are permitting to charge the account. Cards accepted at this hotel. Please use the following phone numbers to contact a Super 8 Representative. This is a common procedure that applies especially when an individual. Please know that some Hotels. Be sure the details you add to the Super 8 Credit Card Authorization Form is updated and correct. “Livable art. You can use these forms as-is or edit them to include your business’s name and logo or specific language related to the use of the card. 2. A Wyndham Hotels credit map authorization form belongs a standard Third Party Authorization Form used to examine Reservations made under Wyndham Hotels. Get everything done in minutes. Canary’s PCI Level-1 and GDPR compliant authorization solution helps hoteliers avoid chargebacks and fraud. Add the La quinta credit card authorization form for redacting. Preferred Hotels & Resorts. If you have fewer than 3 days before the check-in date, please call the hotel for instructions. Updated May 31, 2022. Typically a credit card is needed. Please provide all the information requested below to ensure prompt processing of your application. It a insufficient to simply reservation a room with a credit mapping both expect that credit card in subsist able toward also pay for the room come time into check out. Examine the form for misprints along. Below this, the group’s arrival and departure time should be specified along. Step 1 – The first step is to download the document in Adobe PDF. Use the ' Topic ' Hotel Information (Service. Add the date to the document using the Date feature. The cardholder may limit what the guest can charge on the card, such as mini-bar, food, or any extras that the hotel may offer. 1. Upon completion, please fax to Front Desk at (814) 466-6260. Create your signature and click Ok. Kaitlyn says: July 10, 2023 at 6:38 pm. Change the template with smart fillable areas. Please note all third party reservations will require a credit card authorization form. Type text, add images, blackout confidential details, add comments, highlights and more. Please ensure that this form is filled in its entirety in order for us to process your request. Receive $150 in Mastercard gift cards plus savings of up to 35% off at Sandman's downtown Vancouver hotels. Type text, add images, blackout confidential details, add comments, highlights and more. 800-466-1589. When you choose to stay with us at one of our Sandman Hotel, Inn, Suites, or premium Signature locations, you’ll find us in over 55 destinations, across Canada, the US (Texas), and the United Kingdom. A Host Hotels credit card authorization form is a standard Third Party Authorizing Form pre-owned till verification Reservations done at Wyndham Hotels. Other benefits and drawbacks: The Hilton Honors. Sign the authorization form (it won’t have any legal weight. Depending on the Wyndham hotel you stay at, a. Rooms-RoomsRoomsClick to book an Airbnb that allows 18-year old’s to check in. Updated May 31, 2022. Please use the following phone numbers to contact a Microtel Inn & Suites Representative. Use PCI Compliant Authorizations & Payment Solutions. Hotel credit card authorization forms allow for a guest to charge another credit card (business or personal) for their room rate including, but not limited to, the mini-bar, room. Will my credit card be charged if I don't cancel and don't show up? Yes, reservations are automatically guaranteed to your credit card. Editing can be carry out on any device. 02. To avoid being charged, reservations must be canceled in accordance with the cancellation policy outlined by the hotel for the rate and dates booked. Will my credit card be charged if I don't cancel and don't show up? Yes, reservations are automatically guaranteed to your credit card. Wyndham Rewards is free to join, and you can do so by visiting our website, wyndhamrewards. Find a Howard Johnson Hotel Location; How to Write. , phone number, email, etc. Try Now! Home;. In an effort to protect themselves, hoteliers will require some form of documentation provided by the cardholder to ensure there is permission to pay. Ideally this should be followed up by a phone call to confirm receipt and that the third party payment has been accepted. The full service hotel I was at, the managers were pushovers to the max. Include the particular date and place your e-signature. The Wyndham hotel acknowledgment card authorization form must are used wenn a cardholder wishes to authorize aforementioned use von their card by a third party guest staying during a Wyndham hotel location. Retrieve Hotel Bill; Credit Card Authorization Form; FAQs. CUSTOMER CARE/HELP. All guests must provide a physical credit card in order to check-in. Walk to the beach. Gift certificates are accepted at all Drury Hotels and come in denominations of $25, $50 & $100. Please provide all the information requested below to ensure. Prepare your docs in minutes using our easy step-by-step instructions: Find the Travelodge Hotel Credit Card Authorization Form you require. A credit card authorization form allows a third party to make a payment by using a person’s written consent and credit card information. This is a common procedure that applies especially when an individual. How it works. It is only 1. Follow the step-by-step instructions below to design your hotel credit card authorization form template: Select the document you want to sign and click Upload. This form has been created in order to allow you to have third party expenses charged to your credit/debit card. Super 8 is not a credit card; it is a hotel chain that offers rewards and benefits to guests through its loyalty program called "Wyndham Rewards. 02. Choose My Signature. Save or instantly send your ready. Summary of Money’s Best Hotel Credit Cards of April 2023. AT&T Conference HotelThe Choice Hotels Credit Card Authorization Form is required to complete the registration process. Bonus points will be deposited directly into your Wyndham Rewards account. This is the first step to getting approval for the purchases. With more hotels than anyone else, we offer the largest and widest collection of hotel experiences in the world. Card authorization is required for both online and in-person transactions. Explore then restore at our Ramada Bronx hotel near New Yankee Stadium. Cashless transactions are availableYes, you may book a room for another person but use their name when booking. It also protects the cardholder by only authorizing certain charges within a specified time frame, so the traveler can’t use the card on unapproved expenditures. The Baymont by Stay Hays requires a Recognition Card Agreeing form to be on data for per reservation by completing the Baymont Blank Credit Card Authorization Form. 0. . Make sure the data you add to the Best Western Third Party Credit Card Authorization is up-to-date and accurate. Notification I agree to waive any legislative or regulatory requirement for pre-notification. ” The Super 8 motel credit card authorization form is a basic document which allows the cardholder to officially authorize the use of their card by a third party staying at a Super 8 motel location. Decide on what kind of signature to create. This form will provide einem row to review the payment information of the Account Bill which will be fees for the Reservation, the Identity about the Guest and. Value 4. Our cancellation policy varies by. Credit Card Authorization Form Today’s date I, _____ hereby authorize the use of my credit card as the. Press Done. For details and brand participation click here. This type of credit card authorization form allows a hotel guest to use an authorized credit card belonging to a third party to pay for a hotel's lodging. Which credit card gives hyatt status. Be sure the details you add to the Super 8 Credit Card Authorization Form is updated and correct. The merchant can then charge the card a. 3130 Hartley Road, Jacksonville, Florida 32257. However, this process is time-consuming and increases the risk of errors and fraud. FAX: 1-210-5237667, PHONE: 1-210-5237666. The cardholder can use the hotel credit card authorization form to grant the business management access to their credit card, which the cardholder’s guests can use for the duration of their stay at the hotel. A Wyndham Lodges trust card authorization form remains a default Third Party Authorization Form used to verify Reservations made at Stay Hotels. For steps on locating a Hotel's Phone Number, please click here to read our article on locating this information on our website. The perks include a $20 Best Western gift card for each night after your stay, government and military discounts, senior discounts up to 15%, and 15%-30% savings. When the hotel processes them,Wyndham Rewards Earner® Card. Click the New Document option. ACCTG AR002 12-15 - Direct Bill Application. If you have fewer than 3 days before the check-in date, please call the hotel for instructions. Often the guest representative is the first and the last person a guest comes in contact with. There is no charge for the call. Advanced Fraud Detection. When the hotel processes them, Wyndham Rewards Earner® Card. This form will provide an avenue to report to payment information of to Credit Card that will be charged for this Reservation, the Identity starting the Guest additionally the Cardholder,. Credit Card Authorization Form Today’s date I, _____ hereby authorize the use of my credit card as the. Hotels & Resorts in La Romana. Log in to the editor using your credentials or click Create free account to evaluate the tool’s features. You do not have to process payments with Square to use these templates. We would like to show you a description here but the site won’t allow us. The Wyndham hotel credit card authorization form must be used if a cardholder wishes to authorize the use of their card by a. ÐÏ à¡± á> þÿ L N. Sign, fax and printable from PC, iPad, tablet or mobile with pdfFiller Instantly. FAX: 1-828-2541603, PHONE: 1-828-2543211. The Hyatt hotels credit card authorization form is a document used to indicate that a guest staying at any one of Hyatt’s 600+ locations can charge a credit card which does not bear their name. 01. Add the La quinta credit card authorization form for redacting. docx) to begin. Sign it in a few clicks. A hotel credit card authorization form is for guests who do not have another person or entity’s credit card in hand but do have authorization from the cardholder, including their signature, to use for their stay. Find answers to some of our most asked questions here. At La Quinta ® by Wyndham Dodge City, you'll have everything you need for a pleasant stay just minutes from the downtown area. Guest room and taxes only for each night. Then the merchant can charge a fixed amount on the card for a specific amount of time. The acquirer will take the request and. BUT, I get guests all the time that have had their boss book the hotel and assume that by leaving their card to guarantee the reservation, they are authorizing us to use that card for their employee's stay. The Easiest Way to Book & Go on Our App SM. com and prepay with a credit card, Hyatt will have a room reserved for you when you arrive, or will provide, at no cost to you: • A free night at a comparable hotel. The Signature Wizard will allow you to. Updated May 31, 2022. Update June 24, 2022. Press Done. Canary Technologies provides the hospitality industry’s leading technology solutions for hotels, resorts and other lodging properties. Actualized May 31, 2022. If you book a room on hyatt. 01. Share your form with others. A Wyndham Holiday financial board authorization form is a standard Third Party Authorization Form used to confirm Reservations manufactured at Wyndham Hotels. Conveniently located between I-95 and the beach, our hotel is close to both Fort Lauderdale-Hollywood International Airport (FLL) and Everglades Cruise Port, making us a great place to stay. To avoid being charged, reservations must be canceled in accordance with the cancellation policy outlined by the hotel for the rate and dates booked. Minimum length of stay required . It is insufficient to simply reserve a room with a credit card press expect that credit map to be able to also payments for the room come time to verify out. The cardholder signs the document to authorize the business. Updated May 31, 2022. Billing address. Edit your embassy suites credit card online. 5. com, or by contacting a Customer Care agent at (800) 407-9832. Non-compliance penalties start at $5,000 and can be as high as $500,000. A cash deposit is required for guests that choose to pay cash. Our Ramada Pincher Creek hotel is located off Highways 3 and 6, less than one mile from downtown Pincher Creek in southwest Alberta and near ample outdoor recreational activities. Wyndham Hotels & Resorts Corporate Information - Every day, we work to make hotel travel possible for all. Super 8 by Wyndham Union Gap Yakima Area is located in Union Gap, 4. To Wyndham hotel credit card entitlement form required be used if an cardholder wishes go authorize the use of their card for a third party guest staying at a Host hotel location. The Baymont by Wyndham Haystack requires a Credit Card Agreement form in be on file for either reservation by completing the Baymont Blank Credit Cards. Sign it in a few clicks. , local guests) in certain countries, if Estimated Taxes and Fees for the room price show zero, then any taxes and fees are already included in the “Price Per Night,” and “Total Before Taxes and Fees” will be the same as “Total. Upon completion, please fax to Front Desk at (814) 466-6260. Updated Can 31, 2022. The form is often used to give businesses the ongoing authority to charge the cardholder on a recurring basis — whether that’s. Take advantage of the upper and left-side panel tools to redact Hilton credit card authorization form. Any incidental charges circled above will be charged at the time of check-out. Its primary purposes are twofold: It enables businesses to securely process and accept payments when the customer is not physically present, such as for phone or online orders. A credit card authorization form is a document, signed by a cardholder, that grants a merchant permission to charge their credit card for recurring payments during a period of time as written in that document. Computers is lacking to simply reserve ampere room with adenine credit select and expect ensure credit card to be able to also pays for the room come time to check out. Contents of a Hotel Credit Card Authorization Form. The guest’s billing address. Get everything done in minutes. MS Word. Safety deposit box. The customer presents a card for payment at the point of sale. Rooms-Dining 1 Rooms +Dining 1 Rooms +How to fill out Wyndham credit card form: 01. There are three variants; a typed, drawn or uploaded signature. Non-smoking rooms. Learn how The MADE Hotel in NYC reduced their chargebacks from ~$30,000 per year to virtually $0 after implementing Canary Check-In! 2. Name on Card: * The credit card listed below may be billed for the estimated charges Ten (10) days prior to event/reservation date. 02. Candlewood Suites Credit Card Authorization Form . Follow these quick steps to change the PDF La quinta credit card authorization form online for free: Register and log in to your account. The cardholder signs the document to grant permission to the merchant. The process has been for my company travel agent to fill in a credit card authorisation form and fax it to the hotel. ($25 per 10,000 Hilton points x 5). Benefits: Wyndham Rewards Gold status, which includes free Wi-Fi, preferred room selection and late checkout. As such, we will send your credit card information directly to Wyndham Moline - on John Deere Commons at which your booking. There are three variants; a typed, drawn or uploaded signature. 03. Step 1 – Select This Form to download the Radisson credit card/debit card authorization form in Adobe PDF. Basic Guest Information. 01. Press the green arrow with the inscription Next to move on from one field to another. * Room and tax on individual bookings will be charged 72 hours in advance. The most common types are for Gym Memberships, Auto Insurance, etc. You will. A Wyndham Guest credit bill authorization form is a normal Tertiary Party Authorization Shape applied to examine Reservations made for Wyndham Holiday. 02. * Hotel reserves the right to refuse a credit card authorization as a valid method of payment for same day bookings or authorization The tips below will help you fill out La Quinta Credit Card Authorization Form easily and quickly: Open the document in our full-fledged online editing tool by hitting Get form. Follow these quick steps to change the PDF La quinta credit card authorization form online for free: Register and log in to your account. Learn Extra01. Information on credit card authorization forms. I swiped my debit card and the clerk said it wasn't going through. A Wyndham Hotels bank card authorization form is a std Third Party Authorization Form used in verify Reservations made at Wyndham Hotels. Cards accepted at this hotel. Many partner businesses require credit card details in order to guarantee your reservation. Annual fee: $0. Fill in the blank areas; concerned parties names, places of residence and phone numbers etc. PCI level 1 compliant tools that streamline payments and credit card authorizations for staff and guests. This form will supply einen avenue up view the payment information of the Credit Card that will be charged for the Reservation, the Identities von that Guest and the Cardholder,. Individuals or businesses that are planning to use a third-party credit card to pay for a. and back of the credit card and a copy of matching identification. Debit card pre-authorization at Wyndham Hotel . Indicate the date of your stay at the sleep inn and the duration of your reservation. Please attach a copy of the credit card. Create your signature and click Ok. Put the date and insert your e-autograph once you complete all other fields. To avoid being charged, reservations must be canceled in accordance with the cancellation policy outlined by the hotel for the rate and dates booked. Hilton Honors American Express Card — Best No Annual Fee. ÐÏ à¡± á> þÿ E G. Pay the full cost of the reservation up front or fill out a credit card authorization form. To. Credit card authorization form typically contains: The information of the credit card holder. A typical credit card authorization form requests the following info: Credit card number. This form will provide einer avenue to report which bezahlen informations of the Credit Card that will shall indicted for that Reservation, the Identity of that Guest and this. 01. Choose My Signature. Type text, add images, blackout confidential details, add comments, highlights and more. The one I currently work at requires you to send a copy of the front of the card and the ID of the person who owns that card as well (since we live in shady town and get a lot of obviously fraud forms). The lobby offers a business center and a cash machine. Recently May 31, 2022. When you book a stay at a hotel, you may notice a large hold on your credit card account as a pending charge. Follow the step-by-step instructions below to design your travelogue credit card authorization form: Select the document you want to sign and click Upload. Credit Card Authorization. . The one I currently work at requires you to send a copy of the front of the card and the ID of the person who owns that card as well (since we live in shady town and get a lot of obviously fraud forms). 310 Elks Club Rd. am authorizing the Wyndham Hotel Group to charge the credit card below for the following charges (please check all that apply): Name of Guest(s): ______________________________________________ ________ Room, Tax and Resort Fee Charges for: ____________________________ (Please attach a list if for more than one person) The authorization must be formally sent prior to check-in and it must be signed by the cardholder with all requisite information clearly displayed to prove the identity and consent of the cardholder. This form will provide with avenue until report the payment information off the Credit Card that will be charged for that Reservation, this Name of the Guest and and Cardholder, the where. Annual fee: $150. A credit card authorization form is a document, signed by a cardholder, that grants a merchant permission to charge their credit card for recurring payments during a period of time as written in that document. By leveraging software, hotels can streamline the check-in process and reduce the need for manual. Baymont by Hotel, 3801 Vine Street, Hays, KS 67601. The hotel can then email you a link to their specific form, or let you know if you can use a generic one. Merchant’s commerce information. Mahogany Bay Resort & Beach Club, C. Click the orange Get Form button to start filling out. 24-hour front desk. Updated May 31, 2022. Conveniently located on the Southwest Freeway and just five miles from Sugar Land Regional Airport (SGR), our La Quinta ® by Wyndham Houston - Stafford Sugarland hotel is 18 miles southwest of the museums, sports venues, and attractions of downtown Houston. Call Us. Complete Wyndham Hotel Group Credit Card Authorization Form online with US Legal Forms. Argentina. Days Inn has a shuttle service to the Great Lakes Naval Training Center, located 0. Value 4. Group/ Guest Name: _____. Each hotel room features a microwave and a refrigerator. Atherton St. This would involve a Credit Card Authorization form, please call the Hotel directly for our participation and directions. You will be charged for the first nights stay only. Sign, fax and printable from PC, iPad, tablet or mobile with pdfFiller Instantly. Easily fill out PDF blank, edit, and sign them. There are three variants; a typed, drawn or uploaded signature. A credit card authorisation form is a document, signed by a cardholder, that grants a merchant permission to charge their credit card for a period of time as written in that document. Click Done following double-checking everything. Start by providing your personal information such as your full name, address, contact number, and email address. Just tick the orange stud directly below to how engineering your this form file. Provide the expiration date of the credit card. Free Wyndham Hotel Credit Card Authorization Form PDF – Word CREDIT/DEBIT CARD AUTHORIZATION FORM Lenos. Name on Card: * The credit card listed below may be billed for the estimated charges Ten (10) days prior to event/reservation date. Hawthorn Suites by Wyndham Phone 505-242-1555 – Fax 505-242-8801 gm@hawthornabq. S. Once received contact your Wyndham representative with. Old Employee Discount Voucher Wyndham. The best hotel credit card for bad credit is the Bank of America® Customized Cash Rewards Secured Credit Card because it accepts people with bad credit scores and offers 3% cash back in your choice of categories, such as hotel purchases, in addition to 2% back on groceries (up to a total of $2,500 spent quarterly). See availability The fine print Please note, if you are not the owner of the credit card used to make the reservation, please contact the hotel in advance as a credit card authorization form will be required. The Hilton credit card authorization form can be used to make a reservation for a guest. Specify the type of credit card you are authorizing, including the credit card company's name and the card number. The form must contain the personal. Margaritaville Beach & Villa Resort, Ambergris Caye, Belize - European Plan. This form should be sent in prior to arrival, it must be sent via fax, and it must be signed by the cardholder. Somewhat obviously, an authorization form needs to provide the name of the guest who the card is paying for, along with some basic information, such as some contact information (e. Based in Phoenix, Arizona, Best Western Hotels & Resorts has over 4,700 locations worldwide. Click here for instructions to locating our phone number. * Hotel reserves the right to refuse a credit card authorization as a valid method of payment for same day bookings or authorizationRequire ID with Authorization. Once you receive the confirmation number, you are able to submit the credit card authorization form to the hotel. Computers is insufficient to simply reserve a room with a credit card and expect that credit card to be able to also pay since the my come time to check leave. Refreshed May 31, 2022. Draw your signature, type it, upload its image, or use your mobile device as a signature pad. Click the New Document option. There is an authorization hold if guest uses credit card as form of payment. Do whatever you want with a Credit Card Authorization Form Templates PDFSquareFree Wyndham Hotels Credit Card Authorization Form - WordCredit Card Authorization Form Templates PDFSquareCredit Card Authorization Form Templates PDFSquare: fill, sign, print and send online instantly. This can either be for a one-time. Most hotel operators don’t even realize that paper credit card forms violate PCI requirements, which are mandated by the credit card companies to keep customer information secure. Locate the property where your guest will be staying. g. Which Host hotel bank card approval form must being second if a cardholder likes to authorize the use of their card by a third party guest staying at a Wyndham motel company. Update May 31, 2022. The Windham hotel credit card authorization form must can used while a cardholder wish to authorize the use of your card by a take party visitor staying the a Wyndham hotel city. When the hotel processes them, you’ll receive a new confirmation with your confirmation number. Wyndham Hotels & Resorts Corporate Information - Every day, we work to make hotel travel possible for all. Securely download your document with other. Add the La quinta credit card authorization form for redacting. Hotel Credit Card Authorization Form Template. Create your signature and click Ok. HOTEL CC AUTHORIZATION. RESERVATIONS FROM US AND CANADA. Baggage storage. Step 1 – Download the La Quinta Inn & Suites credit card authorization form in Adobe PDF and have it opened up on your computer before continuing. Start your day off with a free light breakfast item together with your choice of coffee, tea and juice and stay connected with free WiFi. This distinctive phrase is rare to hear, but it’s the one that most will agree describes La Romana’s quaint Altos de Chavon enclave. Choice Hotels International, Inc. If the credit card can not be presented upon arrival, a credit card authorization will be required. Heating. 4. PRE AUTHORIZED DEBIT TERMS. Built for work or play, a 2013 TripAdvisor Award Winner of Excellence. Credit Card Authorization Form . Open the wyndham credit card authorization form and follow the instructions. Updated Allow 31, 2022. . Complete each fillable area. Welcome to Wyndham Garden State College! Home; Guest Rooms; Amenities; Dining; Weddings; Meetings & Banquets; Football & Graduation. For steps on locating a Hotel's Phone Number, please click here to read our article on locating this information on our website. Abercorn Hotel, Trademark Collection by Wyndham is centrally located in Richmond, where guests can enjoy shopping, dining and entertainment. Abercorn Hotel, Trademark Collection by Wyndham is centrally located in Richmond, where guests can enjoy shopping, dining and entertainment. Please complete this form and fax it with a copy of your credit card front and. You will be charged for the first nights stay only. Please fax the completed form to the hotel. Wyndham Rewards. Promotions. Wyndham San Jose Silicon Valley is located in the heart of San Jose, CA, and within minutes to downtown San Jose and Silicon Valley's tech companies. This form will provide on avenue until report aforementioned payment information of the Get Card that willingly be charged with one Reservation, the Identity of the Caller and the. " To earn points and benefits, guests can enroll in the program and use their Wyndham Rewards membership when staying at Super 8 or other participating hotels within the Wyndham portfolio.